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💰 Zakat Calculator

2.5% of zakatable wealth above nisab

⚙️ Settings

/g
≈ $1,143.05 / tola
/g
≈ $12.83 / tola

📦 Your Assets

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All gold jewellery, coins, bars (Hanafi: includes personal jewellery. Shafi'i: excludes personal use jewellery)
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Silver coins, bars, or silver held as savings
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Physical cash at home or on your person
$
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All bank accounts — current, savings, fixed deposit
$
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Stocks, mutual funds, ETFs, bonds — use current market value
$
₿
Bitcoin, Ethereum, and all crypto holdings at current market value
$
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Accumulated rental income not yet spent (not the property value itself)
$
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Inventory, trade goods, receivables — not fixed assets like machinery
$
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Money you have lent to others that you expect back
$
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Any other wealth subject to zakat not listed above
$

📉 Deductions

Immediate debts payable within the year

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$

⚡ Quick Calculate

Just have cash savings? Enter the amount and tap calculate:

$

📚 About Zakat

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Nisab (Minimum Threshold)

Zakat is only due when your net wealth exceeds the nisab for a full lunar year (hawl). Silver nisab is ~612g; gold nisab is ~87.5g.

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Rate

The Zakat rate is 2.5% (1/40th) of your total zakatable wealth above the nisab.

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Who receives Zakat?

The 8 categories in Quran 9:60: the poor, the needy, Zakat administrators, those whose hearts are to be reconciled, freeing captives, those in debt, for the sake of Allah, and wayfarers.

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When to pay?

Once a full lunar year (354 days) has passed with your wealth above nisab. Many Muslims pay in Ramadan for the multiplied reward.

Understanding Zakat: The Third Pillar of Islam

Zakat is one of the five pillars of Islam and represents a mandatory form of charitable giving for every Muslim whose wealth exceeds a minimum threshold known as the Nisab. The word "Zakat" comes from the Arabic root meaning "to purify" — it purifies one's wealth and soul from greed and attachment to material possessions. Allah says in the Quran: "Take from their wealth a charity by which you purify them and cause them increase" (Quran 9:103).

Zakat is not simply a tax or donation — it is an act of worship that carries immense spiritual reward. It redistributes wealth within the Muslim community, ensuring that the poor and needy are cared for. The Prophet Muhammad (peace be upon him) said: "Whoever pays the Zakat on his wealth will have its evil removed from him" (Ibn Khuzaymah). Refusing to pay Zakat is considered a major sin in Islam.

Our Zakat Calculator helps you determine your exact Zakat obligation by accounting for all forms of zakatable wealth including gold, silver, cash savings, investments, business inventory, and debts owed to you, minus your immediate liabilities. The tool supports multiple currencies and can fetch live gold and silver prices for the most accurate calculation.

How Zakat is Calculated

The Nisab Threshold: Zakat becomes obligatory when your total zakatable wealth exceeds the Nisab for a full lunar year (hawl). The Nisab is equivalent to 87.48 grams of gold or 612.36 grams of silver. Most scholars recommend using the silver Nisab as it results in a lower threshold, meaning more people qualify to pay Zakat and more wealth is distributed to the needy.

The Rate: The standard Zakat rate is 2.5% (1/40th) of your total zakatable wealth above the Nisab. This applies to savings, gold, silver, investments, and business assets. Agricultural produce and livestock have different rates.

What Counts as Zakatable Wealth: Cash in bank accounts and at home, gold and silver (jewellery included according to Hanafi fiqh), stocks and investments at market value, business inventory, money owed to you that you expect to receive, rental income saved, and cryptocurrency holdings.

What is Deducted: Immediate debts due within the year, essential living expenses due immediately, and business liabilities can be deducted from your total assets before calculating Zakat.

Who Receives Zakat?

Allah specifies eight categories of Zakat recipients in the Quran (9:60): the poor (al-fuqara), the needy (al-masakin), Zakat administrators, those whose hearts are to be reconciled, freeing captives, those in debt, in the cause of Allah, and the stranded traveller. You may distribute your Zakat to any of these categories, with priority typically given to the poor and needy in your local community.

It is important to note that Zakat cannot be given to one's parents, grandparents, children, grandchildren, or spouse, as their financial support is already an obligation. Zakat should be given to Muslims, though some scholars permit giving to non-Muslims in the category of "those whose hearts are to be reconciled." Many Muslims choose to pay their Zakat during Ramadan for increased reward, though it can be paid at any time once a full lunar year has passed since your wealth exceeded the Nisab.

Important Notes About This Calculator